Shop Pay Installments
Flexible Payment Options
At Don't Panic Shoes, we believe the right pair of shoes shouldn't have to wait until payday. That's why we offer Shop Pay Installments — a simple, transparent way to split your purchase into smaller payments over time.
How Shop Pay Installments Works
When you check out, you can choose to pay in full or break your purchase into installments. Shop Pay Installments is available on orders between $50 and $20,000.
You'll have two options depending on your eligibility. The first is four interest-free payments, charged every two weeks, with no interest and no extra cost. The second is monthly payments spread over up to 12 months or longer if eligible, with rates ranging from 0% to 36% APR based on your purchase amount and credit profile.
Your specific terms, payment schedule, and total cost are clearly displayed before you confirm your purchase — no surprises, no hidden fees.
A Quick Example
An $800 order could be split into four interest-free payments of $200 every two weeks, or twelve monthly payments of approximately $72.21 at 15% APR. Your actual terms will be shown at checkout based on your eligibility.
How to Use It
Add the items you'd like to your cart and proceed to checkout. Select Shop Pay as your payment method, then choose the installment plan that works best for you. Complete your first payment — a down payment may be required depending on the plan — and you're all set. Remaining payments are charged automatically on schedule, and you'll receive an email reminder before each one is due.
Approval is instant. You'll know your terms before you commit to anything.
What Makes It Worth Using
There are no late fees. Interest-free options are available on qualifying plans. Approval takes seconds and happens right at checkout without leaving the page. Your payment schedule and total cost are fully transparent before you confirm. It works with the same trusted checkout experience you already use on thousands of Shopify stores.
Who Provides the Financing
Shop Pay Installments is powered by Affirm's lending network. For more information about lending partners and licensing, visit affirm.com/lenders and affirm.com/licenses.
Questions?
If you have questions about installment options, payment schedules, or eligibility, our team is happy to help.
Email: support@dontpanicshoes.com Text: (929) 244-3681 Visit: 168-24 Jamaica Avenue, Jamaica, NY 11432